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The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in the call money/term money market in terms of RBI guidelines in this respect.

To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.

Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations.

There is no assurance that the investment objective of the Scheme will be realised.

 

Scheme Facts

Structure
An open- ended debt scheme 
Quarterly AAUM*  
 
A) Non Direct Plan  
` 783.85 cr
B) Direct Plan  
` 684.48 cr
Fund managers
Mr Abhishek Bisen Mr. Deepak Agrawal 
Launch Date
May 02,2002
Benchmark
Crisil Short Term Bond Fund Index

Load structure

Entry load
Nil
Exit load
Revised exit load structure is applicable effective December 11, 2014: 1)For redemption / switch outs ( including SIP / STP ) within 30 days from the date of allotment of units , irrespective of the amount of investment : 0.25 %
2)For redemptions / switch outs ( including
SIP / STP ) after 30 days from the date of allotment of units , irrespective of the amount of investment : Nil.
3) Any exit load charged (net of service tax, if any) shall be credited back to the scheme ( applicable for all plans)

Other details

 
Min. Initial Inv.
` (a) Dividend Re-investment
& Growth -` 5000 &
above (b) Dividend Payout (Monthly Dividend )- ` 50,000 & above
Additional Inv.
` 1000 & in multiples of ` 1
 

 


   %

 


   %

Standard Deviation ^
2.09
Beta ^
0.18
Sharpe ^
0.41
Alpha ^
1.32
YTM^
9.25
Portfolio Modified Duration^
1.79
Average maturity^
2.86

Expense Ratio

BOND - SHORT TERM - 1.25%
BOND - SHORT TERM-DIRECT - 0.75%

Service tax on management Fees & B15 TER not included

 

Top 10 Companies As on 31/12/2014

8.08%HDB Financial Services Ltd.(CRISIL AAA)
6.90%Power Finance Corporation Ltd.(CRISIL AAA)
6.23%Nabha Power Ltd.(ICRA AAA)
6.15%Dewan Housing Finance Corporation Ltd.(CARE AAA)
5.48%Allahabad Bank(CRISIL A1+)
5.36%North Easetern Electric Power Corpn Ltd.(ICRA AA-)
4.63%Reliance Jio Infocomm Limited(CRISIL AAA)
4.59%Mandava Holdings Private Limited(ICRA AAA)
4.58%91 Days Treasury Bill 26/01/2015(SOV)
4.38%IOT Utkal Energy Services Ltd.(CRISIL AAA(so))
 

Rating Profile As on 31/12/2014

83.94%AAA, A1+, AAA(so), SOV
12.42%AA+, AA+(so), AA, AA-
3.64%Net Current Assets
 

suitable for investors who are seeking*

income over a medium term horizon


investment in debt & money market securities


Low risk(Blue)

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
 

Sector Allocation As on 31/12/2014

70.19Debentures and Bonds
16.17Commercial Paper (CP)/Certificate of Deposits (CD)
5.42Government Dated Securities
4.58Treasury Bills
3.64Net Current Assets

Essential Downloads

Note: Risk may be represented as:

 

(BLUE) investors understand that their principal will be at
          low risk

 

(YELLOW) investors understand that their principal will be at
          medium risk

 

(BROWN) investors understand that their principal will be at
          high risk

Disclaimer

 

* for the quarter of  October - December 2014.  Source: MFI Explorer. 
^All data as on 31st December 2014.