| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
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Investment Objective
The investment objective of the scheme is
to generate long-term capital appreciation
from a diversified portfolio of equity and
equity related securities and enable
investors to avail the income tax rebate, as
permitted from time to time however, there
is no assurance that the objective of the
scheme will be realized.
The investment objective of the scheme is
to generate long-term capital appreciation
from a diversified portfolio of equity and
equity related securities and enable
investors to avail the income tax rebate, as
permitted from time to time however, there
is no assurance that the objective of the
scheme will be realized.
| Issuer/Instrument | Industry/ Rating |
% to Net Assets |
|---|---|---|
| Equity & Equity related | ||
| Banks | 21.25 | |
| ICICI Bank Ltd. | 8.37 | |
| State Bank Of India | 3.60 | |
| HDFC Bank Ltd. | 3.47 | |
| Axis Bank Ltd. | 3.13 | |
| AU Small Finance Bank Ltd. | 2.68 | |
| Software | 10.94 | |
| Infosys Ltd. | 5.97 | |
| Tata Consultancy Services Ltd. | 3.88 | |
| Tech Mahindra Ltd. | 1.09 | |
| Industrial Products | 9.39 | |
| SRF Ltd. | 3.24 | |
| Cummins India Ltd. | 1.64 | |
| Polycab India Ltd. | 1.39 | |
| SKF India Ltd | 1.20 | |
| Bharat Forge Ltd. | 1.00 | |
| AIA Engineering Limited. | 0.92 | |
| Cement | 7.17 | |
| Ultratech Cement Ltd. | 2.73 | |
| Shree Cement Ltd. | 1.89 | |
| The Ramco Cements Ltd | 1.44 | |
| Dalmia Bharat Limited | 1.11 | |
| Pharmaceuticals | 6.52 | |
| Cipla Ltd. | 2.34 | |
| Dr Reddys Laboratories Ltd. | 2.11 | |
| Cadila Healthcare Ltd | 2.07 | |
| Consumer Durables | 4.10 | |
| Blue Star Ltd. | 1.33 | |
| Sheela Foam Ltd | 1.27 | |
| Whirlpool of India Ltd. | 0.86 | |
| Bata India Ltd. | 0.64 | |
| Construction Project | 3.97 | |
| Larsen And Toubro Ltd. | 2.79 | |
| Techno Electric & Engineering Company Limited | 1.18 | |
| Petroleum Products | 3.73 | |
| Reliance Industries Ltd. | 3.73 | |
| Finance | 3.72 | |
| HDFC Life Insurance Company Ltd. | 1.67 | |
| Max Financial Services Ltd. | 1.03 | |
| ICICI Lombard General Insurance Company Ltd | 1.02 | |
| Industrial Capital Goods | 3.53 | |
| Thermax Ltd. | 2.23 | |
| ABB India Ltd. | 1.30 | |
| Gas | 3.47 | |
| Gujarat Gas Ltd. | 2.50 | |
| Gujarat State Petronet Ltd. | 0.97 | |
| Chemicals | 3.12 | |
| Linde India Ltd. | 2.09 | |
| Solar Industries India Limited | 1.03 | |
| Telecom - Services | 2.98 | |
| Bharti Airtel Ltd | 2.98 | |
| Ferrous Metals | 2.70 | |
| Jindal Steel & Power Ltd. | 2.70 | |
| Transportation | 2.12 | |
| Blue Dart Express Ltd. | 1.12 | |
| Container Corporation of India Ltd. | 1.00 | |
| Auto | 2.09 | |
| Bajaj Auto Ltd. | 1.13 | |
| Hero MotoCorp Ltd. | 0.96 | |
| Fertilisers | 1.84 | |
| Coromandel International Ltd. | 1.84 | |
| Consumer Non Durables | 1.59 | |
| Hindustan Unilever Ltd. | 1.59 | |
| Auto Ancillaries | 1.21 | |
| Balkrishna Industries Ltd. | 1.21 | |
| Textile Products | 1.05 | |
| Page Industries Ltd | 1.05 | |
| Power | 0.92 | |
| Kalpataru Power Transmission Ltd. | 0.92 | |
| Household Appliances | 0.64 | |
| Hawkins Cooker Ltd | 0.64 | |
| Construction | 0.51 | |
| JMC Projects (India) Ltd. | 0.51 | |
| Equity & Equity Related - Total | 98.56 | |
| Preference Shares | ||
| 6% Redm Preference Sh Zee Entertainment Enterprises Ltd. | Media and Entertainment | 0.01 |
| Preference Share - Total | 0.01 | |
| Triparty Repo | 1.55 | |
| Net Current Assets/(Liabilities) | -0.12 | |
| Grand Total | 100.00 | |
| Monthly SIP of (₹) 10000 | Since Inception | 10 years | 7 years | 5 years | 3 years | 1 year |
| Total amount invested (Rs) | 18,40,000 | 12,00,000 | 8,40,000 | 6,00,000 | 3,60,000 | 1,20,000 |
| Total Value as on Feb 26, 2021 (Rs) | 52,08,479 | 25,57,585 | 13,84,584 | 8,74,589 | 4,83,657 | 1,58,907 |
| Scheme Returns (%) | 12.51 | 14.50 | 14.06 | 15.11 | 20.27 | 66.60 |
| Nifty 500 (TRI) Returns (%) | 12.44 | 13.87 | 13.67 | 15.25 | 19.92 | 72.06 |
| Alpha | 0.07 | 0.63 | 0.38 | -0.14 | 0.35 | -5.46 |
| Nifty 500 (TRI) (₹)# | 51,77,617 | 24,72,906 | 13,65,740 | 8,77,640 | 4,81,312 | 1,61,867 |
| Nifty 50 (TRI) (₹)^ | 50,74,950 | 24,12,890 | 13,63,994 | 8,87,303 | 4,78,297 | 1,58,761 |
| Nifty 50 (TRI) Returns (%) | 12.21 | 13.41 | 13.64 | 15.70 | 19.47 | 66.33 |
Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of Rs10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial
and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of
inception. # Benchmark ; ^ Additional Benchmark
TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).
Alpha is difference of scheme return with benchmark return.
TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).
Alpha is difference of scheme return with benchmark return.
NAV
| Dividend Option | Rs21.628 |
| Direct Dividend Option | Rs26.822 |
| Growth Option | Rs57.79 |
| Direct Growth Option | Rs64.031 |
Available Plans/Options
A) Regular Plan B) Direct Plan
Options: Dividend Payout & Growth
(applicable for all plans)
Ratios
| Fund Manager | Mr. Harsha Upadhyaya* |
| Benchmark | Nifty 500 TRI |
| Allotment date | November 23, 2005 |
| AAUM | Rs1,673.83 crs |
| AUM | Rs1,679.04 crs |
| Folio count | 2,20,700 |
Dividend Frequency
Trustee's Discretion
Ratios
| Portfolio Turnover | 36.00% |
| $Beta | 0.93 |
| $Sharpe ## | 0.48 |
| $Standard Deviation | 21.84% |
| (P/E) | 28.798 |
| P/BV | 7.487 |
| Div Yld | 0.87 |
Minimum Investment Amount
Initial Investment:
Rs500 and in multiple of
Rs500
Additional Investment: Rs500 & in
multiples of Rs500
Ideal Investments Horizon: 5 years & above
Load Structure
Entry Load: Nil. (applicable for all plans)
Exit Load: Exit Load is not applicable for
Kotak Tax Saver Fund. (applicable for all
plans)
Total Expense Ratio**
Regular: 2.25%; Direct: 0.85%
Data as on February 28, 2021
This product is suitable for investors who are seeking*:
- long term capital growth with a 3 year lock in
- Investment in portfolio of predominantly equity & equity related securities.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
## Risk rate assumed to be 3.47% (FBIL Overnight MIBOR rate as on 26th February 2021).**Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'Our Fund Managers'
For last three dividends, please refer 'Dividend History'.
For scheme performance, please refer 'Scheme Performances'