| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
| KOTAK TAX SAVER
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits

  

  
Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized.
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized.
Issuer/Instrument Industry/
Rating
% to Net
Assets

Equity & Equity related
Banks 21.25
ICICI Bank Ltd. 8.37
State Bank Of India 3.60
HDFC Bank Ltd. 3.47
Axis Bank Ltd. 3.13
AU Small Finance Bank Ltd. 2.68
Software 10.94
Infosys Ltd. 5.97
Tata Consultancy Services Ltd. 3.88
Tech Mahindra Ltd. 1.09
Industrial Products 9.39
SRF Ltd. 3.24
Cummins India Ltd. 1.64
Polycab India Ltd. 1.39
SKF India Ltd 1.20
Bharat Forge Ltd. 1.00
AIA Engineering Limited. 0.92
Cement 7.17
Ultratech Cement Ltd. 2.73
Shree Cement Ltd. 1.89
The Ramco Cements Ltd 1.44
Dalmia Bharat Limited 1.11
Pharmaceuticals 6.52
Cipla Ltd. 2.34
Dr Reddys Laboratories Ltd. 2.11
Cadila Healthcare Ltd 2.07
Consumer Durables 4.10
Blue Star Ltd. 1.33
Sheela Foam Ltd 1.27
Whirlpool of India Ltd. 0.86
Bata India Ltd. 0.64
Construction Project 3.97
Larsen And Toubro Ltd. 2.79
Techno Electric & Engineering Company Limited 1.18
Petroleum Products 3.73
Reliance Industries Ltd. 3.73
Finance 3.72
HDFC Life Insurance Company Ltd. 1.67
Max Financial Services Ltd. 1.03
ICICI Lombard General Insurance Company Ltd 1.02
Industrial Capital Goods 3.53
Thermax Ltd. 2.23
ABB India Ltd. 1.30
Gas 3.47
Gujarat Gas Ltd. 2.50
Gujarat State Petronet Ltd. 0.97
Chemicals 3.12
Linde India Ltd. 2.09
Solar Industries India Limited 1.03
Telecom - Services 2.98
Bharti Airtel Ltd 2.98
Ferrous Metals 2.70
Jindal Steel & Power Ltd. 2.70
Transportation 2.12
Blue Dart Express Ltd. 1.12
Container Corporation of India Ltd. 1.00
Auto 2.09
Bajaj Auto Ltd. 1.13
Hero MotoCorp Ltd. 0.96
Fertilisers 1.84
Coromandel International Ltd. 1.84
Consumer Non Durables 1.59
Hindustan Unilever Ltd. 1.59
Auto Ancillaries 1.21
Balkrishna Industries Ltd. 1.21
Textile Products 1.05
Page Industries Ltd 1.05
Power 0.92
Kalpataru Power Transmission Ltd. 0.92
Household Appliances 0.64
Hawkins Cooker Ltd 0.64
Construction 0.51
JMC Projects (India) Ltd. 0.51
Equity & Equity Related - Total 98.56
Preference Shares
6% Redm Preference Sh Zee Entertainment Enterprises Ltd. Media and Entertainment 0.01
Preference Share - Total 0.01
Triparty Repo 1.55
Net Current Assets/(Liabilities) -0.12
Grand Total 100.00

Systematic Investment Plan (SIP) If you had invested Rs 10,000 every month
Monthly SIP of (₹) 10000 Since Inception 10 years 7 years 5 years 3 years 1 year
Total amount invested (Rs) 18,40,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
Total Value as on Feb 26, 2021 (Rs) 52,08,479 25,57,585 13,84,584 8,74,589 4,83,657 1,58,907
Scheme Returns (%) 12.51 14.50 14.06 15.11 20.27 66.60
Nifty 500 (TRI) Returns (%) 12.44 13.87 13.67 15.25 19.92 72.06
Alpha 0.07 0.63 0.38 -0.14 0.35 -5.46
Nifty 500 (TRI) (₹)# 51,77,617 24,72,906 13,65,740 8,77,640 4,81,312 1,61,867
Nifty 50 (TRI) (₹)^ 50,74,950 24,12,890 13,63,994 8,87,303 4,78,297 1,58,761
Nifty 50 (TRI) Returns (%) 12.21 13.41 13.64 15.70 19.47 66.33

Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of Rs10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ^ Additional Benchmark
TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).
Alpha is difference of scheme return with benchmark return.
NAV
Dividend OptionRs21.628
Direct Dividend OptionRs26.822
Growth OptionRs57.79
Direct Growth OptionRs64.031

Available Plans/Options

A) Regular Plan B) Direct Plan
Options: Dividend Payout & Growth (applicable for all plans)


Ratios
Fund Manager Mr. Harsha Upadhyaya*
BenchmarkNifty 500 TRI
Allotment dateNovember 23, 2005
AAUMRs1,673.83 crs
AUMRs1,679.04 crs
Folio count2,20,700

Dividend Frequency

Trustee's Discretion


Ratios
Portfolio Turnover36.00%
$Beta0.93
$Sharpe ##0.48
$Standard Deviation21.84%
(P/E) 28.798
P/BV 7.487
Div Yld 0.87
Source: $ ICRA MFI Explorer.

Minimum Investment Amount

Initial Investment: Rs500 and in multiple of Rs500
Additional Investment: Rs500 & in multiples of Rs500
Ideal Investments Horizon: 5 years & above


Load Structure

Entry Load: Nil. (applicable for all plans)
Exit Load: Exit Load is not applicable for Kotak Tax Saver Fund. (applicable for all plans)


Total Expense Ratio**

Regular: 2.25%; Direct: 0.85%


Data as on February 28, 2021


This product is suitable for investors who are seeking*:
  • long term capital growth with a 3 year lock in
  • Investment in portfolio of predominantly equity & equity related securities.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


## Risk rate assumed to be 3.47% (FBIL Overnight MIBOR rate as on 26th February 2021).**Total Expense Ratio includes applicable B30 fee and GST.
* For Fund Manager experience, please refer 'Our Fund Managers'
For last three dividends, please refer 'Dividend History'.
For scheme performance, please refer 'Scheme Performances'