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Kotak Balanced Advantage Fund

Why Kotak Balanced Advantage Fund?

Be it a first-time investor, a market timer or a long-term investor, here is a fund that can help meet everyone's need. The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities.


Model Features

How It Works



Buying Low and Selling High is a mantra for successful investing!


The fund endeavours to make the most of this investment mantra with a 2 factor model:


1. Primary - Trailing NIFTY 50 P/E



2. Secondary - Trend/Sentiment Data


For e.g. If rolling range returns are sub-optimal, its signal to increase weight from mid-point of broad range and vice-versa.



To Simplify, let's look at the example below


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Our model measures the future of market weather and automatically directs the fund to..

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Stay at the docks in Euphoric Sea i.e. when equity market valuations are high, we will keep the equity asset allocation low.

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Sail full steam when weather is fair and sea is calm i.e. when equity market valuations are low, the equity asset allocation will be high.

Simulation Results

Let us see how this model would have helped managing equity allocation across market cycles since 2004

How the model has performed against traditional investment

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Source: Internal research. Disclaimer: The data of the model is as per our back-tested internal calculation. This is an illustration to highlight the functioning of the model. The performance is gross of expenses. Past performance is no guarantee for future return.

  • Risk of loss is negligible.
  • Average return in line with equity.
  • Average return suggest wealth compounding effect.
  • On an average the corpous doubles in 5 years. The longest period of doubling the corpous is 7.4 years.

Scenario Analysis

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  • 1. Outperforms significantly over Nifty in 8 out of 14years
  • 2. Strong Outperformance over Nifty in the Bear and FlatMarket
  • 3. Irons out the volatility through Asset Allocation

For the last 13 years, our model has given an average return of 16.72%. In comparision, the average Nifty Return was 13.10%, which makes Kotak Balanced Advantage Fund's average Alpha over Nifty to be 3.62%.

Who Can Invest

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People who are looking to start their investment journey.

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The ones who are always concerned about market ups & downs.

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People who like to be patient with their investments and have a long term goal in mind.

Fund Features

Benchmark Nifty 50 Hybrid composite debt 50:50 Index
Investment Objective The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities.
Type of Scheme Open-ended Dynamic Asset Allocation Fund
Plans Available There will be two plans under the Scheme namely, Regular Plan and Direct Plan.
Exit Load Redemption/switch up to 10% of Investment amount within 1 year: Nil > Above limit of with redemption/switch within 1 year: 1% After 1 year: Nil
Investment Style Multicap Approach for Equity Allocation; Dynamic Bond Approach for Debt allocation.
Taxation Status That of an Equity Fund

One Pager - Kotak Balanced Advantage Fund

KIM - Key Information Memorandum

SID - Scheme Information Document

Application Form

SIP Form

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.