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Kotak Banking and PSU Debt Fund is an Open Ended Debt Scheme. The investment objective of the scheme is to generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.


Scheme Facts

An open - ended debt scheme
₹ 1292.41 Cr.
₹ 1443.99 Cr.
Fund managers
Mr. Deepak Agrawal
Conversion Date
December 29, 1998
CRISIL Short Term Bond Fund Index

Load structure

Entry load
Exit load

Other details

Min. Initial Inv.
` Dividend Reinvestment, Dividend Payout & Growth – ` 5,000 & above
Additional Inv.
` 1000 & in multiples of `1
Standard Deviation ^
1.5 %
8.02 %
Portfolio Modified Duration^
2.20 Yrs
Average maturity^
2.82 Yrs
ExpenseRatio is temporarily unavailable.

Top 10 Companies As on 31/12/2017

11.88%AXIS Bank Ltd.(CRISIL AA+)
11.40%Rural Electrification Corporation Ltd.(CRISIL AAA)
8.28%Power Grid Corporation of India Ltd.(CRISIL AAA)
6.98%IndusInd Bank Ltd.(CRISIL A1+)
5.27%U P Power Corporation Ltd ( Guaranteed By UP State Government ) (FITCH IND AA(SO))
5.03%State Bank Of India.(CRISIL AAA)
3.87%Punjab National Bank(FITCH IND AA+)
3.83%Union Bank of India(FITCH IND AA)
3.82%Andhra Bank(CRISIL AA-)
3.75%IDFC Bank Limited(ICRA A1+)

RATING PROFILE IN As on 31/12/2017

51.4%A1+, AAA, AAA(SO), SOV
34.96%AA+, IND AA+, AA, IND AA, IND AA(SO), AA-, IND AA-
9.59%Net Current Assets
4.05%CBLO & Term Deposits & Rev.Repo


Income over a short to medium term investment horizon

Investment in debt & money market securities of PSUs, Banks & government securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Sector Allocation As on 31/12/2017

68.34Debentures and Bonds
10.73Commercial Paper (CP)/Certificate of Deposits (CD)
9.59Net Current Assets
7.29Government Dated Securities
4.05CBLO & Term Deposits & Rev.Repo

Essential Downloads



Source: ICRA MFI Explorer. 
*All data as on 31st Dec 2017.